Betterthings

We are all busy spiders, and I frequently gets asked what services and products I would use and recommend to others.

Well, this place is contains the specially curated list so you don’t have to spend hours of your time researching. In return, I might get a commission or referral bonus if you sign up through these links.

Want to read more about them? You might be able to find content on this site – just search for them!

Roboadvisors

  • StashAway
    • The easiest to use roboadvisor for beginners
  • Endowus
    • Global portfolios in a unified investment platform across cash, CPF and SRS
  • Syfe
    • Great for investing in Singapore REITs in a low-cost way

Cards & Payments

Tier 1:

  • Revolut
    • A better way to pay with spending analytics, budgeting and disposable virtual cards
  • TransferWise
    • Lowest-cost cross-border currency transfers
  • OCBC Frank Card
    • 6% cashback on online, in-store mobile contactless payments and in-store foreign currency spending with a monthly spend of $600
  • UOB Absolute Card
    • 1.7% unlimited cashback, no minimum spend, no exclusions
  • DBS Woman’s World Mastercard
    • 4 miles per dollar card for online spending with fewer exceptions than the UOB PPV
  • MCO Visa Card
    • Up to 8% rebates in crypto and free Spotify/Netflix

Tier 2:

Trading & Brokerages

Tier 1:

  • Interactive Brokers
    • Discount brokerage for global stocks with nice analytics
  • Tiger Brokers
    • Discount brokerage for US, China and Singapore stocks with a nice UI that runs Interactive Brokers on the backend
  • FSM One
    • Low-cost Singapore-based brokerage for regular savings plans

Tier 2:

Crypto

Tier 1:

  • Binance
    • #1 global cryptocurrency exchange with low fees
  • BlockFi
    • Earn up to 8% on your crypto deposits
  • Coinbase
    • Global crypto wallet and exchange
  • TrustWallet
    • Non-custodial crypto wallet in your mobile
  • Gemini
    • Easy-to-use crypto exchange with SGD fiat off and on-ramps

Tier 2: