Personal finance, life hacks and financial technology

UOB One GrabPay nerfs coming – back to square one

In Credit Cards, Personal FinanceFebruary 16, 2020

You thought we had enough Grabpay nerfs in recent weeks - but it's just the start. UOB has also updated its T&Cs to nerf the popular UOB One card.

What I spend on in a typical week

In Lifestyle, Personal FinanceFebruary 12, 2020

It's always interesting to see where my money goes every day - from food and transport to even lifestyle apps like Spotify and Netflix

Why you should consider factor investing

In Investing, Personal FinanceFebruary 2, 2020

Investing is no rocket science, but it appears that there is empirical evidence that there are some drivers predictive of long-term risk and returns performance when investing.

Making mum’s CPF OA work harder with Endowus

In Fintech, Personal Finance, ReviewsJanuary 24, 2020

While the CPF pays interest on your cash – 2.5% on your OA and 4% on your SA and MA, and an additional 1% interest on combined balances below S$60K, the interest rate paid on your OA barely beats inflation in Singapore, estimated to be around 2% annually.

The strategy for digital retail banks in Singapore

In Banking, Fintech, Personal FinanceJanuary 19, 2020

In mid-2019, the Monetary Authority of Singapore (MAS) announced that it will issue 5 new digital full bank licenses to non-bank players in a major move to liberalise the banking industry in Singapore. But how far can they disrupt the industry?

Was the phase I trade deal a big deal?

In Personal FinanceJanuary 19, 2020

You've read the headlines - the first phase of the US-China Trade pact has been signed between the two largest economies in the world after they first slapped tariffs on each other in July 2018. Was it significant? I explore further.

Why roboadvisors might be worth the fees

In Fintech, Personal FinanceJanuary 17, 2020

It's probably is contrary to popular belief - but if you're like me and you want things to work seamlessly, easily and effortlessly, then sometimes paying a premium for a product or service that delivers just that - might be worth paying a little more for.