Category: Fintech

Transfer Money to China – TransferWise to Alipay

In Fintech, Lifestyle, Personal FinanceMarch 17, 2020

You can now conduct instant money transfers, up to 5 times a month, capped at 31,000 CNY per transaction to China AliPay wallets via TransferWise within seconds.

Syfe REIT+: First Look

In Fintech, Personal Finance, ReviewsMarch 1, 2020

Considering that no other robo advisors out there other than Syfe have a managed REIT portfolio, I decided to try out Syfe's new REIT+ offering which claims to be Singapore's first risk-managed REIT portfolio.

Making mum’s CPF OA work harder with Endowus

In Fintech, Personal Finance, ReviewsJanuary 24, 2020

While the CPF pays interest on your cash – 2.5% on your OA and 4% on your SA and MA, and an additional 1% interest on combined balances below S$60K, the interest rate paid on your OA barely beats inflation in Singapore, estimated to be around 2% annually.

The strategy for digital retail banks in Singapore

In Banking, Fintech, Personal FinanceJanuary 19, 2020

In mid-2019, the Monetary Authority of Singapore (MAS) announced that it will issue 5 new digital full bank licenses to non-bank players in a major move to liberalise the banking industry in Singapore. But how far can they disrupt the industry?

Why roboadvisors might be worth the fees

In Fintech, Personal FinanceJanuary 17, 2020

It's probably is contrary to popular belief - but if you're like me and you want things to work seamlessly, easily and effortlessly, then sometimes paying a premium for a product or service that delivers just that - might be worth paying a little more for.

FSM One ETF RSP Thoughts

In Fintech, Investing, Personal Finance, ReviewsJanuary 12, 2020

FSM One launched their Regular Savings Plan (RSP) for select ETFs in November - up to 40 of them from their focus list across SGX, HKEX and US stock exchanges. In this article, I share my thoughts why I use them.

GrabPay MasterCard – more choices for consumers

In Credit Cards, FintechDecember 25, 2019

In the year which saw numerous multi-currency debit card launches, Southeast Asian tech giant Grab has also joined the fray with the public launch of its GrabPay MasterCard after announcing its early access program earlier this year. In this article, I share my thoughts about why the launch of GrabPay MasterCard is great news for consumers.

The Best of Everything for a working adult – my recommendations

In Banking, Credit Cards, Fintech, Investing, Lifestyle, Personal Finance, ReviewsDecember 21, 2019

In this summary post called the best of everything for a working adult, I summarise the best of the financial and non-financial products, services, platforms and apps based on my personal opinion so that you can quickly get started in the right direction.

Revolut vs TransferWise – the battle of travel multicurrency wallets

In Fintech, Personal Finance, Reviews, TravelOctober 25, 2019

Revolut and TransferWise are both useful digital platforms offering you a multi-currency wallet and exchange between currencies within the app without expensive markups - saving you tons of foreign transaction fees when travelling or paying in foreign currencies.

The best travel apps to save money when travelling

In Fintech, Lifestyle, Personal Finance, Reviews, TravelOctober 20, 2019

While budgeting for our expenses and having good money habits continue to serve an important role in personal finance, we can make smarter choices when travelling by simply using the right apps and strategies.

DBS digiPortfolio Review

In Fintech, Investing, Personal Finance, ReviewsOctober 18, 2019

DBS digiPortfolio is DBS’ solution to professionally-managed investment portfolios for retail investors through automation, scale and low cost index funds, bringing several benefits such as portfolio management expertise from their investment team, incorporating viewpoints from their Chief Investment Office (CIO) at a flat annual fee of 0.75%.