The introduction of the NikkoAM-StraitsTrading Asia ex Japan REIT ETF (CFA) and the Nikko AM SGD Investment Grade Corporate Bond ETF (MBH), investors now have the option to invest in Asia ex-Japan real estate as well as investment grade bonds denominated in SGD.
In this post, I'd like to share my experience in several ways on how a fresh graduate with not much initial resources and money can get started to build a stream of alternative sources of passive income.
Revolut and TransferWise are both useful digital platforms offering you a multi-currency wallet and exchange between currencies within the app without expensive markups - saving you tons of foreign transaction fees when travelling or paying in foreign currencies.
While budgeting for our expenses and having good money habits continue to serve an important role in personal finance, we can make smarter choices when travelling by simply using the right apps and strategies.
DBS digiPortfolio is DBS’ solution to professionally-managed investment portfolios for retail investors through automation, scale and low cost index funds, bringing several benefits such as portfolio management expertise from their investment team, incorporating viewpoints from their Chief Investment Office (CIO) at a flat annual fee of 0.75%.
If you travel overseas - you will find the new TransferWise Platinum Debit MasterCard useful. It allows you to exchange foreign currencies at the real exchange rate - the one you see on Google - saving you hundreds of dollars in fees every year.
Stanchart's latest JumpStart account is a super simple, no-fuss 2% high interest savings account with no minimum deposit, no fall below fees, no salary credit, investments or insurance needed, and no monthly minimum spend on your credit cards.
StocksCafe brings a comprehensive suite of features to help you manage your investments, track dividends and screen for stocks. The free version is excellent and the premium upgrade is well-worth the cost.