Personal finance, life hacks and financial technology

2 minute read

Citi Credit Cards Promo (19 Jan – 5 Feb 2021): Receive an Apple Watch SE or S$300 Cash for new credit card signups

bybetterspider
January 22, 2021

From 19 Jan - 5 Feb 2021, for applications to Citibank credit cards, new cardholders will receive a set of Apple Watch SE worth S$419 or S$300 cash upon spending $200 within 30 days of card approval.

2 minute read

Free personal assets spreadsheet template and model

bybetterspider
January 9, 2021

Having trouble to track your personal finances? Get this free Google Sheets based template to help you manage your money.

4 minute read

Endowus CPF Portfolio 2020 Full-Year Review

bybetterspider
January 5, 2021

Endowus launched their CPF portfolios as the first (and still only) robo-advisor in the market for CPF monies. If you want to explore ways to earn a higher yield on your CPF OA, read on.

2 minute read

Gemini Exchange Guide – buy, sell and withdraw crypto using SGD

bybetterspider
December 31, 2020

Gemini now supports Singapore Dollar (SGD) purchases of crypto. You can now buy crypto using a debit card or deposit SGD into your Gemini account via FAST bank transfers.

1 minute read

Binance Smart Chain-Ethereum Bridge for cross-chain transfers

bybetterspider
December 31, 2020

You can make use of the Binance Smart Chain-Ethereum bridge built by Binance to bridge pegged assets cross-chain, i.e. transfer crypto assets in and out of Binance Smart Chain.

2 minute read

Crowdfunding/P2P lending risks: CoAssets case study

bybetterspider
December 30, 2020

Tech in Asia reported today that CoAssets retail investors have lost millions of dollars to the peer-to-peer lending platform, with police reports being filed.

5 minute read

Should you invest in Bitcoin

bybetterspider
December 30, 2020

There's a macro story for owning Bitcoin - what's Bitcoin and should you invest in it?

2 minute read

Consider SRS top up for tax relief before 31 Dec

bybetterspider
December 28, 2020

For Singaporeans/PRs, you can get tax relief of up to $3,366 in Year of Assessment 2021 with a personal contribution cap of S$15,300 if you top up your SRS by 7pm on 31 Dec.

5 minute read

Reflecting on the worst and best money moves 2020

bybetterspider
December 27, 2020

Personal finance is a personal topic and circumstances can different for everyone, so it was nice to listen to what others went through during this tumultuous year and what they had to say about managing their money.

3 minute read

DBS/POSB Credit Cards Promo: New cardholders get $300 cashback with no minimum spend for new card signups

bybetterspider
December 21, 2020

DBS is running a limited-time flash deal from 21st December to 10th Jan 2021 on several credit cards, in which new cardholders will receive $300 cashback with no minimum spend required.